Mortgage Finance Made Easy

With more and more lenders trying to vie for your attention, it is often confusing, even daunting, to know where to start or even who will provide the best possible service with the best possible product.

Being completely independent of the banking system or any particular product offering, Home Loan Advisers NZ are well positioned to provide impartial advice and obtain the best possible outcome for your mortgage requirements. You are our client, not the lending institution. As such, we will work in your best interests at all times.

A disclosure statement is available on request and free of charge.

Vision Painting Solutions Ltd

Started in 1978 by Rob’s uncle Murray, Murray’s Carpet Services has been family owned for more than 40 years, servicing thousands of happy customers throughout the Bay of Plenty.

Uncle Murray had the business for 15 years before handing the reins over to Rob’s brother, Justin, who ran it for a further 15 years. The current owner – Rob bought the business back in 2008 when Justin decided to move on to other challenges.

Rob takes a lot of pride in the Murrays name, a name that has become synonymous with service and quality over the years. “Our focus is to make our customers happy in the hope that they will not only use us for future work but to also recommend us to their friends and family,” says Rob.

“We offer carpet and upholstery cleaning and stain removal, minor carpet repairs and flood salvage. The flood salvage includes water extraction, cleaning (if necessary) and drying of carpet, walls, floors and underlay and is generally covered by your contents insurance.” We also do our best to help with stain and odour removal. “There are a lot of great new products on the market that can help eliminate stains and odours and we’ve helped numerous customers save money by not having to replace carpet this way,” says Rob.

“Much of our work comes through referrals and repeat customers. I believe this speaks volumes for the level of service that we offer”

See Rob’s services listed  HERE

PLUMBING SERVICES

• leaking taps
• leak detection
• shower/bath/vanity repairs
• low-pressure solutions
• waste disposal units
• water filters
• dishwashers
• washing machines
• burst water pipes
• Hot water cylinders

WE ARE THE EXPERTS IN HOME INSPECTIONS / BUILDERS REPORTS

• Trade Certified Builders / LBP’s
• BOINZ Accredited Inspectors or Licensed Building Practitioners
• Up to date equipment
• Latest software
• Comprehensive Reports
• Same day turnaround
• Efficient and confidential
• Competitive pricing
• Large trade database
• Our Inspectors have Professional Indemnity Insurance
• Our Inspectors have Public Liability Insurance
• Our Inspectors are all Certified Meth Samplers

Summit Plumbing Ltd offer a diverse range of services – Gas, Plumbing and Drain laying. We approach every job with a positive attitude, with the aim to deliver a quality and professional service whilst maintaining a high level of communication and trust with the client.

Summit Plumbing aim to match our standards to yours – here to help you today.

BUILDING INSPECTIONS

All building inspectors are ready to help you with an intelligent home building report, pre-purchase or pre-sale report. These building reports will give you the peace of mind to protect yourself and your family from the unknown.

METH TESTING

Meth testing by a professional is the only way to be sure that a hidden Meth or “P” contamination problem is not lurking in your home. Protect your tenants and investment with a smart meth report from a Betta Inspect It member.

ASBESTOS SURVEYING & TESTING

New health and safety legislation makes houses containing asbestos based products a much harder task to renovate and manage. Getting an asbestos test, survey or management plan will help you comply with current legislation.

MORTGAGE & INSURANCE ADVISER

Being a Registered Financial Adviser (RFA) means I can offer advice & service on both mortgages and insurances.

I love helping anybody to achieve their financial goals, from helping first home buying families trying to get onto the property ladder to helping experienced investors increase their property portfolio.

I have many years of experience as a lender having been a bank manager for over 10 years and now an independent Mortgage and Insurance adviser.

I am mobile and flexible with my time so I am happy to travel anywhere in the Eastern Bay of Plenty and happy to meet with you at a time that is most convenient to you.

Looking for a property that suits your needs and budget is hard enough without worrying about whether there are hidden issues that could cost you thousands later. If you want to ensure that dream home is in perfect condition, our building inspection reports in Tauranga are the perfect solution. Here at Total Home Inspection Services, we help clients make a wise investment decision and avoid headaches and expensive repair costs.

From bad insulation to leaks or foundation problems, there are many areas that often go by unchecked by the average home buyer. More than this, many issues that require extensive repairs can go undetected unless you already know exactly what you are looking for. With 15 years of experience and a trade certified builder carrying out each assessment, we are a team you can trust for professional, extensive reporting.

After searching for months before finding a property that suits your needs, you don’t want to let the one you like to slip through your fingers. Here at Total Home Inspection Services, we know how important it is to give you the information you need to make a decision as quickly as possible. That is why we provide our building inspection reports just 24 hours after visiting your prospective new home.

BUILDING INSPECTIONS

All building inspectors are ready to help you with an intelligent home building report, pre-purchase or pre-sale report. These building reports will give you the peace of mind to protect yourself and your family from the unknown.

METH TESTING

Meth testing by a professional is the only way to be sure that a hidden Meth or “P” contamination problem is not lurking in your home. Protect your tenants and investment with a smart meth report from a Betta Inspect It member.

ASBESTOS SURVEYING & TESTING

New health and safety legislation makes houses containing asbestos based products a much harder task to renovate and manage. Getting an asbestos test, survey or management plan will help you comply with current legislation.

Want to get rid of flies, spiders, cockroaches, ants or other bugs?

Our specialised insect control treatments can help you enjoy a bug-free home. You can use our insect control service by itself, or combined with our house washing service. If you’re booking our house washing service, we highly recommend having us also treat the exterior of your home immediately with our insect control service immediately after washing it.

Our services

CLICK- To see Roger’s full listing

We have a passion for exterior washing and obsessive service – we want you to have a presentation you can be proud of and customer service that makes you smile.

Quantum Finance NZ is one of New Zealand’s leading financial investment organisations.

Established and based in the Waikato, Quantum Finance has established themselves as a one-stop shop for everything finance related from purchasing your first home, insuring your life/assets to acquiring capital for that car or business venture.

Check out our website to learn more. www.QuantumFinance.co.nz

Home Loan Finance Ltd is a small family owned business based in Mt Maunganui.

Home Loan Finance Ltd is owned and run by Matt Moore. Matt has many years’ experience as a mortgage adviser for a mortgage advising firm based in Melbourne, Australia. During this time he has gained extensive credit assessment knowledge in commercial, residential and asset finance.

Matt is a registered financial adviser and can assist with all your finance needs. Matt is assisted in the business by his lovely wife, Chloe when she is not chasing after their two boys!

Home Loan Finance Ltd’s goal is to provide their clients with the very best outcome for their situation and individual circumstances.

Home Loan Finance Ltd is not restricted to location and can assist with anyone requiring a mortgage within New Zealand.

Enthusiastic and energetic husband and wife team Terry and Shana run the Tauranga Pukeko Rental Management business in the beautiful Bay of Plenty.

With a strong warehouse management background, Terry has over 25 years of experience working in some of New Zealand’s most iconic companies. He has a passion for property and people and has owned, rented and renovated properties.

Terry is supported by his wife Shana who has an extensive administration and financial background. Together they share the same values of providing an excellent service to owners and tenants.

Why Me?

Terry & Shana both understand the significance of your rental property and that selecting the right tenants is a must. Every property will be treated as if it was their own. Terry’s excellent communication enables him to maintain vital relationships and integrity while achieving excellent results.

Why Pukeko Rental Managers?

We use Fixed Term tenancies and do not charge Letting Fees to tenants to ensure there are no vacancies between tenancies.
If there is a problem – we do not just walk away!

FACEBOOK PAGE

TERRY & SHANA’S REVIEW PAGE on HomeKey HomeKey reviews

There are many issues to consider when buying a home and working with someone you can trust is important.  Sharna has 15 years’ experience in the legal industry, and a particular interest in assisting first home buyers.

She applies a practical approach when dealing with clients, clearly explaining the process and talking through issues that may arise during the transaction.  Sharna enjoys building a rapport and seeing her clients achieve their goals.

Sharna can help you navigate a range of property transactions including:

• Buying and selling property
• Buying your first home – including assistance with KiwiSaver first home and second chance Withdrawals and Housing NZ HomeStart Grants
• House and Land Packages and buying off the plans
• Subdivision of existing property
• Making a Will

For over 25 years, I have pursued my passion for helping clients to achieve their financial goals. I appreciate that buying a home can be daunting and that many are not sure what is involved or even how to get started.  My role in your home purchase is to guide you through the procedures and to ensure you have the appropriate mortgage advice you need now and in the future.

I will manage your mortgage for the life of the loan – this means that whenever interest rates come up for renewal, I will renegotiate on your behalf with the bank to ensure you receive the best deal available in the current market.

For first home buyers, I will provide advice on how you can use your KiwiSaver funds to get you started and which lenders will support you.

With my extensive business banking background, I can help businesses achieve growth aspirations and ultimately business goals – this may include arranging working capital, equipment finance and business property ownership solutions.

So as you can see, no loan is too small, too big, or too complicated.

As a Papamoa resident and a mother of two, I am excited to assist you, your family or your business realise your potential and together see our community grow.

We are a one-stop shop for your Financial needs.

• Mortgages
• Insurance
• KiwiSaver

I set up Protect Insurance to make buying life insurance and mortgage protection really easy.

I am an Authorised Financial Adviser and a Member of Financial Advice NZ

We are in the Waikato to help, Look forward to meeting you soon.

We are to inform people about the conditions of a property they want to sell or buy.

Regulations have changed a lot over the years – it is, therefore, to understand that some building will not pass new regulations,  but the performance of building materials and the building materials should be investigated.

It is important to understand the client’s intention of spending on a building, the client’s perception of what they are buying and to actually describe what they are really buying.

If any defects are on a house that they were not aware of, it can be a life-changing experience for a client.

A little leak in the shower can cause wood rot to inner timbers of the walls, floorboards, joists, beams and piles.  If a client buys a leaky shower, repairs can easily cost $10 to 20k.    Not an expense that a first home buyer will have budgeted for.

Corrugated roofs had a life expectancy of 25 years.  Roof cladding can be anything between $18000 and $35 000 to be replaced.   Decramastic tiles can have asbestos particles in the glue,   There for an additional expense to appoint an asbestos removalist to rove and discharge the Asbestos Containing Materials correctly as per specifying regulations.

Older electrical switchboards need upgrading if additions to the house are made.   Replacing of Switch boards can be between $2k and $10k

Only a few examples of what can be easily missed by sellers and buyers.

It is worthwhile to have a building inspection before you buy – you can save yourself thousand and prevent yourself from walking into a financial crisis.  We live in a period of buyer beware – buyers have the conditional period to do proper due diligence before the contract does go unconditional.